Merchant Services for Independent Businesses
Main Street Payments is building a member-based organization dedicated to reducing our Merchant-Member’s card processing costs.
Our Merchant-Members are just like you – they work hard to grow their business by providing customers with a great retail experience. They also want to increase their profits by controlling costs. Our Merchant-Members start saving money as soon as they join us.
Our business was created with a simple goal – reduce our Merchant-Member’s card processing costs so they can be more profitable. To achieve this goal, we had to create a very different business model for the card processing industry, one that puts our clients’ profitability first.
That’s why we are building a member-based organization, so our Merchant-Members will save on card processing costs and provide direction to Main Street Payments through an Advisory Council. Our Merchant-Members will have visibility into the details of the business through published financials. Our business model is based on three simple concepts – transparency, clarity and accountability.
As former independent retail business owners, we understand the challenges that come with running a business and believe the costs of card processing should not be one of them. We can reduce your card processing fees so you can focus on what you do best, manage your business.
We can lower card processing costs for your business. Or, if you are new to accepting credit cards and want to save money on card processing from the start, we can help you. From consultation to set up, we are there for you.
As a member-based organization, Main Street Payments is more focused on our Merchant-Members profitability than our own. Our pricing model ensures each Merchant-Member benefits from the lowest card processing costs available.
Main Street Payments provides 24 X 7 support to make sure you can always get answers to your questions.
Main Street Payments supports most models of credit card terminals and PIN pads. If you need a new terminal, we’ll provide them at our cost. We also support hundreds of integrated POS systems, such as QuickBooks POS, Aloha, Touch Bistro, NCR Silver, Vital POS and LightSpeed.
As a member-based organization, our goal is to maximize your profits, not ours. We pass through all card network fees without any mark-up. No surprises, no hidden fees. We don’t charge batch fees, annual fees, monthly minimum fees, early termination fees and will help you avoid PCI compliance fees. Our pricing is simple, clear, transparent and based on your annual transaction volume. This allows you to further reduce your processing costs as you grow and is fair for all Merchant-Members.
We are proud of our pricing, because it delivers real savings to our Merchant-Members.
Our merchant statements are designed to be straightforward, clear and most importantly, informative.
Most of the monthly statements for our Merchant-Members are only one or two pages long, making it easy to reconcile with your bank statement and identify your processing costs.
Our statements are perfectly transparent and easy to understand.
Since September 2017, Main Street Payments has saved our merchants over $172,364.72 in card processing fees
Most of our Merchant-Members have reduced their processing costs by one-third, dollars that go straight to their bottom line.
Our Merchant-Members gain real savings when they switch to Main Street Payments. These are actual results for a few our clients:
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Main Street Payments really was started by a merchant, for merchants. Jerry Moore has been a retailer for over 12 years, with a business on Main Street, Highlands NC. He became frustrated with the lack of transparency from card processors and believed there should be a better solution for independent retailers. Jerry teamed up with Don Gentry, a 30 year veteran of the payments industry, to start Main Street Payments.
The combination of their experience and shared vision for helping independent retailers reduce their card processing costs enabled them to create Main Street Payments.
Our Advisory Council will provide direction to the business in order to further reduce our Merchant-Member’s card processing fees as well as provide expanded support and other services. Our business charter prohibits the sale of Main Street Payments, so our Merchant-Members will continue to benefit from reduced card processing fees for as long as there are card processing fees. But our fundamental commitment won’t change – clarity, transparency and accountability to our Merchant-Members.
We have many happy Merchant-members who have substantially reduced their processing costs. Here are what a few of them have said:
“I’m thrilled with the savings I’m getting by processing with Main Street Payments. And it was so easy to switch from my old processor.”
Clothing Retail Store Owner
“I’ve been amazed at how much money I’m saving every month – it’s had a big impact on my bottom line.”
Truck and Trailer Parts Business Owner
“Main Street Payments is not only saving me money, they provide great service as well.”
Confectionary Store Owner
“I really like the savings I see every month, but I’m also excited about being a member of an organization that is dedicated to helping independent business owners.”
Pizza and Sub Restaurant Owner
We would love to hear from you. If you have any questions or would like schedule a consultation send us a message.